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Best Rewards Credit Cards
Axis Bank IDFC Bank SBI

Discover the Best Rewards Credit Cards for Maximizing Benefits!

Credit cards are one of the best ways to earn rewards and maximize your spending. If you’re in India and looking for the best rewards credit cards, you’ve come to the right place. In this blog post, we’ll highlight the top 5 rewards credit cards in India that can help you get the most out of your spending.

5 Best Rewards Credit Cards in India

SBI SimplyCLICK Credit Card

This card is best suited for shopping lovers. Specially for those who are willing to get more rewards. With this card, you’ll get 1 RP per Rs. 100 spent on all offline spends. 10X RPs on all online spent at partner merchants, which include BookMyShow, Lenskart,  Yatra, Dominos, Myntra, and Netmeds. Also, you’ll get 5X rewards on all other online purchases with this card.

Axis Bank Rewards Credit Card

Axis Bank Rewards Credit Card is best suited for regular shoppers and foodies. As a welcome benefit, cardholders will get 5,000 EDGE RPs on spending Rs. 1,000 and above within 30 days. Also, you will get 2 EDGE RPs for every Rs. 125 spent. 10X accelerated RPs on spending Rs. 125 on departmental and apparel stores.

IDFC FIRST Select Credit Card

The card is best suited for regular travelers and shoppers. With this card, you can get 10X rewards for every Rs. 125 spent on purchases above Rs. 25,000. 10X RPs on every Rs. 125 spent on your birthday. Also, you will get 6X RPs on every Rs. 125 spent on online spends and 3X RPs on every Rs. 125 spent on offline purchases of up to Rs. 25,000.

American Express SmartEarn Credit Card

The SmartEarn Credit Card offers cardholders the best rewards and suits regular shopping lovers. It is a reward points-based credit card provided by American Express. You will get 10X membership RPs on spending with BookMyShow, Zomato, Blinkit, Myntra, Flipkart, Nykaa, and PVR Cinemas. Also, 5X Membership RPs on Paytm and Amazon.

RBL Bank ShopRite Credit Card

With the RBL ShopRite Credit Card, you will get 2,000 Bonus RPs in the form of a welcome benefit. You will also get 1 RP for every Rs. 100 spent on retail and all purchases except fuel and 20 RPs on grocery purchases. Also, get a discount of 10% on all movie tickets on BookMyShow.

Ways to Maximize Benefits of Best Rewards Credit Cards

Now that you know the best rewards credit cards in India, here are some ways to maximize their benefits:

  1. Swipe your credit card for all your purchases to earn maximum rewards.
  2. Pay your card bills regularly to avoid late fees and interest charges.
  3. Keep track of your rewards points and use them before they expire.
  4. Use your credit card for big-ticket purchases to earn more reward points.
  5. Take advantage of regular offers and promotions to earn bonus reward points.

Advantages of Rewards Credit Cards

There are many advantages to using rewards credit cards:

  1. You can earn RPs for every swipe you make for purchases, which can be redeemed for cashback, discounts, or other rewards.
  2. Rewards credit cards often come with welcome benefits, which can help you earn a lot of reward points right away.
  3. Rewards credit cards can help you save money on everyday purchases, such as groceries, fuel, and entertainment.
  4. Also, Rewards credit cards often come with additional perks, such as travel insurance, lounge access, and concierge services.



Rewards credit cards are one of the best ways to maximize your spending and earn rewards points. Whether you’re a shopping lover, regular traveler, or foodie, there’s a rewards credit card out there for you. Use this guide to discover the top rewards credit cards in India and start earning rewards points today!


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