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Cashback Credit Card
SBI Axis Bank Cashback Credit Card

Top Cashback Credit Card Picks for Maximum Savings

Individuals who are seeking for the best cashback credit card don’t have to worry now. With top features and benefits, we are going to discuss about the cards that are best for your maximum savings. Let’s dive into the various cashback cards, including other good features that best fit for your needs.

What are Cashback Credit Cards?

Cashback credit cards are a type of card that offers cashback rewards on purchases made using the card. These rewards are usually a percentage of the purchase amount and can be redeemed as statement credits or cash.

Best Cashback Credit Card in India

In the following list we have mentioned the top 5 best cashback credit card which not only have good cashback benefits but also include dining, shopping, reward points, complimentary airport lounge access, insurance coverage, and other benefits as well.

Flipkart Axis Bank Credit Card

Being on top of the list, Flipkart Axis Bank Credit Card is a cobranded card for those who often shop online from popular e-commerce websites. Cardholders will get 5% cashback on Flipkart purchases and 4% cashback on other popular merchants like Swiggy, PVR, Uber, Tata Play, Cleartrip, and Along with this, users will also get travel, dining, and fuel benefits.

HDFC Bank Millennia Credit Card

This card is great for millennials who love to shop and dine out. You can earn 5% cashback on online shopping and 20% discount on dining spends and 1% cashback on other spends. The card also offers discounts on flight and hotel bookings, lounge access, and more.

AU Bank Altura Credit Card

Being a lifetime free credit card, this card is perfect for regular travellers as it offers complimentary railway lounge access, shopping benefits, and cashback on different categories. You can get up to 2% cashback on groceries, utility bills, and departmental stores and up to 1% cashback on all other categories.

Myntra Kotak Credit Card

This card is ideal for fashion lovers who shop from Myntra. You can earn up to 7.5% discount on Myntra spends, 5% cashback on other partner brands, and up to 1.25% cashback on other spends. The card also offers dining and fuel benefits.

Cashback SBI Credit Card

This card is perfect for those who want a simple yet rewarding cashback card. You can earn 5% cashback on all online transactions, 1% cashback on other offline spends and redeem the cashback as statement credits.

Tips to Use Cashback Credit Card

Having a best cashback credit card and don’t know how to get the most cashback out of the card? Here are some of the tips to use cashback credit card to get most out of it:

Get a card that fits your spending patterns: Choose a card that offers cashback on the categories you spend the most on.

Pay your bills on time: Pay your card bills on time to ignore late fees and interest charges.

Redeem your rewards: Redeem your cashback rewards regularly to maximize their value.

Use your card carefully: Use your credit card responsibly and avoid overspending.

Keep tracking your spends: Keep track of your spending using the card’s mobile app or online banking platform.


Cashback cards can be a terrific way to save cash on your purchases. With the best cashback credit card, cardholders can earn cashback rewards on their spending and enjoy other benefits like complimentary lounge access, travel insurance, and more. Choose a card that fits for your spending habits and use it responsibly to get the most out of it.


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