If you are looking for a credit card that offers excellent rewards and benefits, then Bank of Baroda credit cards are worth considering. With a variety of categories in cards, you can select one that fits for your specific needs and preferences. In this article, we’ll explore the rewards and benefits of Bank of Baroda credit cards, the top-rated cards, eligibility criteria, and other benefits as well.
Rewards and Benefits of Bank of Baroda Credit Cards
Bank of Baroda credit cards offer cashback on various transactions. You can get cashback on fuel purchases, grocery shopping, dining, and more. Depending on the card you choose, the cashback percentage can vary. For example, the Bank of Baroda Premier credit card offers up to 1% cashback on fuel purchases.
With Bank of Baroda credit cards, you can earn reward points whenever you make transactions. You can redeem these RPs for gift vouchers, merchandise, and other rewards. For example, the Bank of Baroda Eterna credit card gives you 15 RPs for every Rs. 100 spent on online shopping, travel, movie, and dining.
Some Bank of Baroda credit cards offer milestone benefits where you get rewarded for reaching a specific spending milestone. For example, the Bank of Baroda Indian Army Yoddha credit card offers a milestone benefit of free Amazon Prime annual membership on achieving the spending milestone.
If you are a frequent traveler, Bank of Baroda credit cards offer various travel benefits such as airport lounge access, air miles, and travel insurance. For example, the Bank of Baroda Premier credit card offers complimentary access to select airport lounges.
Movie and Dining Benefits:
Bank of Baroda credit cards also offer benefits on movie ticket bookings and dining. You can get discounts on movie ticket bookings and dining at select restaurants.
Apart from the above benefits, Bank of Baroda credit cards also offer other great features such as zero fuel surcharge, contactless payments, and more.
Top Rated BoB Credit Cards
Bank of Baroda Eterna Credit Card:
The Bank of Baroda Eterna credit card is a premium card that offers various benefits such as reward points, airport lounge access, golf privileges, and more.
Bank of Baroda Select Credit Card:
The Bank of Baroda Select credit card is a shopping card that offers insurance benefits, joining fee waiver, and RPs on utility bills, dining, and online spends.
Bank of Baroda Premier Credit Card:
The Bank of Baroda Premier credit card is a travel/ dining card that offers rewards on travel, dining and foreign spends, fuel benefits, and airport lounge access.
IRCTC BoB RuPay Credit Card:
The IRCTC BoB RuPay credit card is a co-branded credit card that offers cashback on railway ticket bookings, fuel surcharge waiver, and more.
Bank of Baroda Prime Credit Card:
The Bank of Baroda Prime credit card is a shopping credit card that offers discounts on fuel transactions, free personal insurance, and reward points on every retail purchases.
Eligibility for Bank of Baroda Credit Cards
To be eligible for a Bank of Baroda cards, one must meet certain eligibility criteria:
- Consumer must be a resident of India.
- Should be at least 21 years old.
- Must have a good credit score.
- Should have a stable source of income.
Bank of Baroda credit cards offer multiple benefits and discounts that can elevate your financial experience. With different cards to choose from, you can select such cards which fit your specific needs and preferences. If you meet certain eligibility criteria, go ahead and apply for a Bank of Baroda credit card today!