Best Credit Cards for Rewards on Dining Out in India
Dining out is a favorite activity for many, whether it’s a casual meal with friends or a special celebration at an upscale restaurant. When you’re dining out, why not make the most of it by earning rewards on your spending? The good news is that several credit cards in India offer great benefits on dining purchases.
These cards reward you for your meals, offering everything from cashback to bonus points and even discounts at popular restaurants. In this article, we’ll discuss the top credit cards for rewards on dining out, helping you choose the best card for your dining preferences.
Best Credit Cards for Rewards on Dining Out
When selecting a credit card for dining rewards, it’s important to consider not only the rewards structure but also the additional benefits that come with the card. Some cards provide cashback on dining, while others offer reward points that can be redeemed for various benefits. Here are the best credit cards for dining rewards in India:
HDFC Bank Regalia Credit Card
The HDFC Bank Regalia Credit Card is one of the top choices for dining out. It provides 2 reward points for every ₹150 spent, and you can redeem these points for gifts, air miles, or cashback. What makes it ideal for dining is the access to a variety of restaurant discounts, both in India and globally. Additionally, HDFC Regalia offers discounts on dining bills at partner restaurants, making it a great card to use while eating out.
SBI Card Elite
The SBI Card Elite is a premium credit card that also shines when it comes to dining out. This card provides 2 reward points for every ₹100 spent on dining. As part of the dining privileges, cardholders get access to the ‘EazyDiner’ app, where they can enjoy exclusive discounts at top restaurants across India. The card also offers free movie tickets and complimentary lounge access, adding more value to your dining experience.
ICICI Bank Coral Credit Card
If you’re looking for a card that rewards you well for dining, the ICICI Bank Coral Credit Card is a good option. With this card, you earn 2 reward points for every ₹100 spent on dining. ICICI also offers several dining offers at select restaurants, so you can save money while enjoying your favorite meals. Moreover, this card comes with a host of other benefits, including travel and shopping perks, making it a well-rounded option.
Axis Bank Magnus Credit Card
For those who frequently dine at fine dining restaurants, the Axis Bank Magnus Credit Card is one of the best credit cards for rewards on dining out. This card offers 4 reward points for every ₹200 spent on dining and other categories like travel, which can be redeemed for flights, hotel stays, or shopping. You also get discounts at selected restaurants, making this card perfect for food enthusiasts who love to eat out in style.
American Express Platinum Travel Credit Card
The American Express Platinum Travel Credit Card is a great option for frequent diners who also love to travel. It offers 3 Membership Rewards points for every ₹100 spent at restaurants. These points can be redeemed for a variety of travel-related rewards, including flights and hotel stays. Additionally, cardholders enjoy special dining privileges at partner restaurants, along with access to luxury airport lounges.
Standard Chartered Manhattan Platinum Credit Card
The Standard Chartered Manhattan Platinum Credit Card is another strong contender in the category of credit cards for rewards on dining out. With this card, you earn 5% cashback on dining spending, up to a monthly cap. It’s a simple yet rewarding option for people who dine out often. Plus, the cashback can be used against future transactions, making it an attractive choice for regular diners.
RBL Bank Platinum Delight Credit Card
RBL Bank’s Platinum Delight Credit Card is designed to maximize rewards on dining. You can earn 2 reward points for every ₹100 spent on dining and other eligible expenses. The points can be redeemed for a wide range of options, including flight bookings, merchandise, and gift vouchers. In addition, RBL offers a range of exciting dining discounts and offers, which makes this card an excellent choice for those who like to eat out.
Kotak Mahindra Bank Platinum Card
The Kotak Mahindra Bank Platinum Card is another great option for dining rewards. This card offers 3 reward points for every ₹100 spent on dining, and these points can be redeemed for products, travel, or other benefits. Kotak also provides cardholders with exclusive dining offers at select restaurants, so you can enjoy savings while indulging in your favorite meals. The card’s simple rewards program and decent perks make it an easy choice for regular diners.
Key Factors to Consider When Choosing a Dining Rewards Credit Card
When selecting a credit card for rewards on dining out, it’s important to consider the following:
- Reward Rate: Look for cards that offer high reward points or cashback on dining purchases.
- Dining Offers: Some cards come with exclusive restaurant discounts, which can add significant value.
- Annual Fees: While premium cards offer excellent dining rewards, they also come with high annual fees. It’s important to weigh the benefits against the cost.
- Additional Benefits: Consider other perks such as lounge access, movie tickets, or travel rewards that could enhance your card’s value.
Also Read:- The Pros And Cons of Credit Card Balance Transfers
Conclusion
Choosing the right credit cards for rewards on dining out can help you save money while enjoying delicious meals. Whether you prefer cashback, reward points, or exclusive discounts, there’s a card that suits your dining habits. The options listed above provide some of the best rewards for dining, so pick the one that aligns with your needs and start enjoying the benefits today.
By using these cards for your dining expenses, you can make the most of your spending, earning rewards or saving money each time you eat out. Make sure to compare the benefits, fees, and offers to find the best card for your dining lifestyle.
